Citibank Credit Card – How to Apply Online

Credit cards are known for many things, such as cash-back rewards, travel rewards, balance transfer offers, etc. Even credit cards can help you fix your credit score within a few years.

While so many credit cards are meant for specific purposes, there is also a credit card that offers very simple mechanics and rewards you for doing so. The Citi Double Cash Credit Card is a practical Citibank credit card with very basic features and perks but ultimately has some of the best rewards.

If you’re interested in this kind of credit card, check out the guide below to learn more and how to apply.

Citi Double Cash Credit Card Key Highlights and Benefits

The Citi Double Cash Credit Card offers its cardholders tons of perks and benefits. 

The credit card is a cashback card that offers basic rewards and elevates your experience with added features. 

Check out what’s in store when you get the Citi Double Cash Credit Card.

Receive Cash Back Bonus

With the Citi Double Cash Credit Card, you receive a cash-back bonus of up to $200 when you spend more than $1,500 on purchases within the first 6 months of opening your account. 

You don’t have to sign up for anything to get the cash-back bonus. All you need to do is use the card for your purchases, and it will be immediately credited to your account. There are no hassles, restrictions, or rewards.

How to Earn Cash Back

The Citi Double Cash Credit Card is a credit card that focuses more on cash back. You get 1% cash back when you use the card to purchase and another 1% when you pay for it. 

While you don’t earn cash-back rewards on balance transfers and other transactions, you can earn as many as you like by simply using the card on all of your purchases. 

The best part is that your purchases are not restricted. You don’t need to check with your card issuer to determine which categories are qualified for cashback rewards. With the Citi Double Cash Credit Card, everything is up for grabs.

Check Out This Limited Promo

Apart from receiving the welcome bonus and the cash-back rewards, you also get 5% additional cashback on selected Citi travel bookings made within the year. 

Travel using the card and book your favorite vacation. You’ll get 1% when you buy, 1% when you purchase, and another 3% when you book through the Citi Travel portal. 

Make the most out of your vacation with this amazing credit card, especially now that summer is fast approaching.

Introductory Offer Made Just for You

Citi Double Cash Credit Card is not yet done in giving you more reasons to apply for the card. You also get a 0% introductory offer on balance transfers of up to 18 months. 

This should help you pay off your debt and use the card for purchases along the way. If you’re looking for a card that lets you earn cashback while helping you with your balance, this is the perfect card.

Interest Rate and Other Charges

The Citi Double Cash Credit Card offers a 19.24% to 29.24% interest rate on purchases based on your creditworthiness. After your introductory offer is over, you also get the same interest rate for balance transfers. 

After that, you will receive a 5% fee for each balance transfer with a minimum of $5. There is also no annual fee for using the card.

Is the Citi Double Cash Credit Card the Right Card For You?

For those who want to have a hassle-free credit card that offers to give you cash back for every transaction that you make, the Citi Double Cash Credit Card is the perfect card for you. 

It applies to all your transactions, and you don’t need to worry about which transaction has helped you earn cash-back rewards. You also get additional bonuses and features you don’t normally get with this kind of credit card. 

Apart from that, you can always check other Citibank credit cards that will match your current financial needs.

Contact Details

If you wish to contact their customer service for additional support and assistance, you can dial 1-800-950-5114. A representative will assist you with your concerns. 

You can also visit their main office at 388 Greenwich Street, New York, NY 10013.

Applying for the Citi Double Cash Credit Card Online

Applying for the Citi Double Cash Credit Card can be done in several ways. 

You can check your local Citibank and inquire about the card or use the customer service hotline and call them to apply. 

The most convenient way to apply for this credit card is to apply online. Here are the steps to apply for the Citi Double Cash Credit Card online.

Check the Requirements First

Before you apply for a credit card, you should check the requirements. It is important to know if you are qualified to apply for the card. 

Make sure that you have all the required documents ready in case they ask you to submit them during your application. 

You can always call their customer service hotline to learn more about the required documents and prepare them.

Applying Online

Once you have prepared all of the requirements, you can head over to the official website and click on Apply. 

Please complete the online application form with your details and upload the required documents. Before you submit, please review the terms and conditions and the application form.

Approval and Receiving Your Card

Wait for your application to be approved. You should receive a call or an email regarding their decisions and another prompt when the card is sent to your address. 

Once received, follow the instructions on how to use the card.

Conclusion

The Citi Double Cash Credit Card makes your credit card experience twice as rewarding. If you’re still looking for a good credit card that lets you earn cash back twice, this is the perfect card for you.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.