HSBC Credit Card – Learn How to Apply

There are two main essentials for traveling – a credit card and travel insurance. Both are very important for you to have a good experience while you’re on vacation. A travel rewards credit card lets you enjoy your experience, while travel insurance ensures you are safe and secure.

You can have both with the HSBC Elite Credit Card. Its comprehensive list of features and perks, including travel insurance, lets you enjoy your travels and be worry-free when you go abroad. With this HSBC Credit Card, you can finally afford anything you like when you go on a vacation.

Learn how to have the HSBC Elite Credit Card and how to apply with the guide below.

HSBC Elite Credit Card Key Features

The HSBC Elite Credit Card has a long list of features that will make you more interested in applying for the card. 

It has a generous welcome bonus, competitive interest rates, robust travel insurance, and many more. 

Check out all the features you can look forward to when applying for the HSBC Elite Credit Card.

A Special Welcome Bonus to Offer

You can get as many as 50,000 points when you apply and get approved for the HSBC Elite Credit Card. 

Cardholders can expect a welcome bonus of 20,000 points and get to earn an extra 30,000 points when they spend at least $1,000 for the first 60 days since they had the card. 

You are also entitled to having your annual fee rebate of up to $149 in value for the first year. Additionally, you also receive an annual $100 travel enhancement credit on your account.

Earning Reward Points and How to Redeem

Cardholders of the HSBC Elite Credit Card can also earn reward points by using the card in different transactions. You can earn as much as 3 reward points for every dollar that you spend on purchases. 

This means that whenever you use the card for airfare, car rentals, and hotel bookings, you get three times the reward points you get from the usual transaction. You also get two reward points for every dollar you spend on dining. 

You can then redeem the rewards points for flights, hotel reservations, and car rentals using their official travel site. You can also earn cashback and have it directly deposited into your account. 

One of the Best Insurance Coverage

The HSBC Elite Credit Card offers one of the best travel insurance coverage with the cardholder receiving travel accident, trip cancellation, lost or damaged luggage insurance, and many other protections. 

You also receive one Trusted Traveler reimbursement every 54 months for your TSA PreCheck and Global Entry. Apart from travel insurance, cardholders also have an $800 insurance claim for mobile phones purchased with the card.

Interest Rates and Other Fees

With the HSBC Elite Credit Card, you are expected to pay an annual fee of $395 but you can always avail of a rebate to lower the amount. You are also entitled to have an interest rate of 21.24% to 25.25% variable APR for purchases. 

The balance transfer fee is either $10 or 4$ of the amount of the balance transfer. Cardholders do not have to pay any foreign transaction fee when using the card abroad.

Is the HSBC Elite Credit Card the Right Card For You?

Many people might be immediately turned off by the requirements and prerequisites that applicants must have before applying for the HSBC Elite Credit Card. 

While it can be very challenging to apply for the HSBC Elite Credit Card, applying for one is best if you are already qualified. 

Those who value travel insurance, rewards, and unique benefits should apply for this card. 

There is no other premier travel rewards credit card that is available in the market today that is as unique as the HSBC Elite Credit Card.

Contact Details

If you need assistance with the application or have general inquiries about the card, contact their customer service hotline at 888.662.4722 (HSBC). 

Cardholders who are calling from outside the US or Canada can use the number 716.841.6866 for more assistance. 

You can also check their main headquarters located at 452 Fifth Avenue, New York City, New York, U.S.

Eligibility Requirements for the HSBC Elite Credit Card

Before you can apply for the HSBC Elite Credit Card, the card has an extensive list of requirements that you need to fulfill. 

You must have a US HSBC Premier checking account before you can apply for this card. You must also be a US resident and must have permanent residency in the country. 

Applicants must also be at the age of majority when they apply for the card. The issuer will also require applicants to submit several documents including bank statements, monthly pay slips, utility bills, and many others. 

Applicants are also required to provide the issuer with their credit report and credit score for review.

How to Apply for an HSBC Credit Card

To apply for the HSBC Elite Credit Card, you must meet the eligibility requirements of the card. You must also have a good to excellent credit score to qualify for the card. 

Once you’re ready, you can apply online or fill out an application in person at a local HSBC branch. Provide all the details including your full name, age, address, birth date, email address, phone number, and other information on the online application form. 

Please review everything, including the terms and conditions, before you submit your application. It will take several minutes to review your application, and your card will be sent to your address after you receive approval.

Conclusion

The HSBC Elite Credit Card offers a myriad of benefits and perks especially those who are avid travelers. Not only do they receive extensive travel insurance, but they also get benefits that make traveling more convenient and enjoyable. Make it a point to check the HSBC Elite Credit Card when you can and apply for one today!

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.